An extra layer of liability protection over everything you've built.
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An umbrella policy adds $1 million or more of liability coverage on top of your auto and home policies. If a serious accident leads to a judgment that exceeds your regular limits, the umbrella steps in — protecting your savings, your home equity, and your future earnings.
Because it only kicks in after your underlying coverage, umbrella insurance is one of the least expensive policies you can buy relative to the protection it provides. If you have teen drivers, a pool, a boat, or rental property, it's worth a conversation.
