Your identity is worth protecting as much as your home or car.
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When your identity is stolen, the damage isn't just financial — it's the weeks of phone calls, paperwork, and disputed accounts it takes to untangle. Identity theft coverage pays for professional restoration case managers who do that work for you, and reimburses the expenses that pile up along the way: legal fees, lost wages from time off work, notary and mailing costs, and — depending on the policy — stolen funds themselves. Many plans also include credit and dark-web monitoring to catch problems early.
Identity theft often announces itself in small ways before it becomes a crisis:
Victims routinely spend dozens of hours disputing fraudulent accounts, filing police reports, and repairing credit files. With coverage in place, a dedicated restoration specialist handles the heavy lifting — contacting creditors, placing freezes, and tracking every dispute to resolution — while you get your time back.
Identity theft protection is often available as a low-cost endorsement on a homeowners or renters policy, or as an affordable standalone plan. We'll help you compare what's included — monitoring, restoration services, and reimbursement limits — so you know exactly what you're getting.
