Straightforward protection for the people who depend on you.
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Term life covers you for a set period — often 10, 20, or 30 years — at the lowest cost, making it a fit for covering a mortgage or the years while kids are at home. Whole life costs more but lasts a lifetime and builds cash value. Many families use a mix of both.
A common rule of thumb is coverage worth several times your annual income, but the right number depends on your debts, your family, and your goals. We'll walk you through it in plain English — no pressure, no jargon.
